Randolph Savings Bank Kicks Off Festival of Rates

November 3, 2014

Tis the season for great rates with Randolph Savings Bank. Starting November 1st, Randolph Savings Bank is thrilled to announce great rates on several products:

And the Festival doesn’t end there! We’ll also be bringing the fun to social media. Like us on Facebook and follow us on Twitter for great giveaways!***





*On a new model, fixed-rate, 60-month auto loan of $20,000 at an interest rate of 2.74%, the payment would be 60 monthly payments of $357.07. Annual Percentage Rate (APR) is 2.74%. APR accurate as of 11/01/2014. Rates valid for credit score of 720 or greater. Other rates available for lower credit scores. Used auto loans are available for cars aged ten years or less. Check with the bank for rates, terms and restrictions. Subject to credit approval. Automatic payments from a Randolph Savings Bank checking account are required. Other loan programs without automatic payments available. Rates subject to change without notice. Refinances of existing Randolph Savings Bank loans are not eligible for stated rates. For new autos: financing available up to 90% of the base purchase price or current NADA Clean Retail Value whichever is lower, up to a maximum loan amount of $50,000.00.

**Subject to credit approval. The Annual Percentage Rate (APR) quoted is the lowest rate available 11/01/14. $10,000 minimum line/loan amount required for rate shown and minimum credit score of 680. Rates only available for 1 to 2 family owner occupied properties. Other terms and rates available for 3-4 family properties. Your actual APR will be determined based on Property Type, Loan Amount, Loan to Value Ratio and Credit History. Combined loan to value ratio (CLTV) of 80% or less as determined by appraisal valuation acceptable to Lender. If the line/loan amount exceeds $250,000, a certified property appraisal may be required, which ranges from $300-$500. Hazard insurance is required. Flood insurance may be required. Other terms and conditions apply. Offer subject to change or termination at any time. Talk to a loan officer for details. Consult your tax advisor regarding the deductibility of interest. Rates subject to change at any time. 2.99% APR (Prime minus 0.26%) Prime Rate is currently 3.25%. APR is subject to change and may increase after consummation. In no event will the corresponding APR be less than 2.99% per annum or more than the lesser of 18.00% or the maximum rate allowed by applicable law. If the Line is terminated within 24 months of the agreement, a payment of recuperation fees of up to $400.00 of bank paid closing costs may be assessed.

*** No purchase necessary. Winners to be announced via social media the next business day following each contest post. Winners to be selected at random from among all eligible entries received by 11:59 p.m. on day of posting. Odds of winning will be determined by the number of qualified entries. Prizes cannot be substituted for cash or another. Winner will be subject to and responsible for any applicable local, state and federal taxes. Randolph Savings Bank trustees, employees and immediate family members ineligible to participate.Void where prohibited.