Simple tools make a big difference when it comes to your business. Envision Bank offers the best options for business checking – accounts for businesses of all sizes, accounts that allow you to efficiently manage your business’s cash flow, day after day. Our business checking options can be customized with a full range of banking services to create the personalized package that is right for your business and its needs.
If you’re a small business in need of a straightforward checking account to manage your business’s cash flow, this is the perfect solution for you. In fact, Envision Free Business Checking is perfect for most businesses: no minimum balance, no monthly maintenance fee and up to 1,000 transactions per month free of charge.
Our specialists are here to help you make decisions based on your business’ needs for today and tomorrow.
In accordance with the requirements of the Unlawful Internet Gambling Enforcement Act of 2006 and Regulation GG, certain transactions are prohibited from being processed through your account or relationship with our institution. Restricted transactions are transactions in which a person accepts credits, funds, instruments, or other proceeds from another person in connection with unlawful Internet gambling.
Envision Free Business Checking minimum opening deposit is only $25. Ask us for details. Bank rules and regulations apply. Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See fee schedule for details. Also included with Envision Free Business Checking: buy back of your unused checks and debit cards from another financial institution; $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented. Free gift provided at time of checking account opening with a minimum opening deposit of $25. We reserve the right to substitute a gift of similar value. Free gift may be reported on a 1099-INT or 1099-MISC. If the Envision Free Business Checking account exceeds 1,000 free monthly transactions, the account may be converted to another checking product. If the Envision Free Business Checking account exceeds $10,000 in monthly coin and currency deposits, the account may be converted to another checking product.
All checking accounts include: Free Instant Issue Business Debit Card, Free Online Banking, Free Bill Pay, Free eStatements. Transaction items include all debits and credits. For all checking accounts other than Envision Free Business Checking, active is defined as one of the following transactions must be posted to the account per statement cycle: 1) 1 Direct Deposit, 2) 1 Debit Card Transaction, and 3) 1 Bill Pay Transaction.
Fees will apply for other services such as NSF/Overdraft fees, check orders and stop payments. Ask for a copy of our Schedule of Fees for a complete list. MA residents 65 years of age and over or 18 years of age or under usually qualify for exemption from certain fees on deposit accounts. Please contact a Bank Customer Service Representative in any branch to arrange for your exemption.