See the difference with Envision Bank checking

Whether or not you write checks often, you probably still need a checking account that makes managing your money easy. Envision Bank has accounts that get the job done – and then some! Whether you want a straightforward, basic account or one that earns interest, we’ve got an account that fits your needs. Even better? All of our accounts come with a bunch of online and mobile tools that give you easy access to your cash, no matter where you are, any time of day or night. Simple and convenient banking starts with an Envision Bank checking account.

ALL OF OUR ACCOUNTS INCLUDE:

  • FREE online banking with bill pay
  • FREE mobile deposit
  • Unlimited check writing
  • FREE ATM transactions at all Envision Bank ATMs

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Free Checking

Beyond Checking

Apex Checking

Monthly service charge fee

$0

$5 - may be waived 2

$10 - may be waived 3

Minimum balance to waive service charge fee

N/A

$1,500 2

$2,500 3

Interest

N/A

N/A

Tiered 4

Minimum balance to earn APY

N/A

N/A

Tier 1:  $10 - $25,000

Tier 2:  Over $25,000

FREE ATM Transactions (with Envision Bank and SUM Network ATMs)

Yes!1

Yes!1

Yes!1

ATM fees (card activity charge) waived per statement cycle

None

No card activity fees1

No card activity fees1

Other banks’ ATM surcharges rebated per statement cycle

None

UNLIMITED foreign ATM fee reimbursement1

UNLIMITED foreign ATM fee reimbursement1

Fees will apply for other services such as NSF/Overdraft fees, check orders and stop payments. Ask for a copy of our Schedule of Fees for a complete list. MA residents 65 years of age and over or 18 years of age or under usually qualify for exemption from certain fees on deposit accounts. Please contact a Bank Customer Service Representative in any branch to arrange for your exemption.

1 - Envision Bank is a member of the SUM® Program. Additional ATM surcharges will not be imposed on Envision Bank customers who use their cards at SUM® designated ATMs. However, Envision Bank does impose an ATM network fee (card activity charge) for transactions at non- Envision Bank ATMs (Refer to our current Schedule of Fees). Other banks may impose a surcharge for use of their ATMs. These fees are waived for Apex and Beyond Checking if account requirements are met.

2 - To waive monthly service charge fee, account must have direct deposit(s) totaling $1,500 or more each monthly statement cycle. You must enroll in e-statements for this account.

3 - To waive monthly service charge fee, account must have Minimum Account Balance of $2,500 or Relationship Deposit Balance of $25,000 or Envision Bank Mortgage or Envision Bank Home Equity Loan/Line.

* Eligible accounts - Checking, Savings, CD and IRA accounts with the same tax reporting owner.

4 - For details on Rates requirements, please visit our Rates page.