Protect Your Checking Accounts
An Envision Bank Sweep Account makes managing your money a breeze. Simply set up with an Envision Bank representative in person or over the phone, and enjoy the protection and convenience of hands-free cash management.
Protect yourself from overdrafts
By linking your checking account to a savings separate checking account or a line of credit, you can rest assured that you'll be able to cover every purchase1. In the event that your primary checking account is overdrawn, funds will automatically transfer to cover the overdraft2.
You can protect up to six checking accounts with one savings, money market, checking, or line of credit. You can even protect the accounts of children or loved ones - even if you're not the owner of the account. You can even have more than one protection account. Sweeps allow you multiple layers of funding - so you have more control over your money and peace of mind.
Have more control over your money
With Sweeps you can customize your checking protection.
Set a Target Balance and choose an amount left in your account once the overdraft is satisfied. Or select a Minimum Transfer Amount and pick a minimum that would transfer regardless of how much the overdraft was. Even decide a Transfer Increment, an incremental amount that would be transferred over to cover an overdraft.
Choose one, two or all three of these options to give you the most control over your accounts.
Call an Envision Bank representative at 877.963.2100 or stop by a branch to set up your Sweep Account.
1. The Sweep feature is subject to certain restrictions. Withdrawals or transfers from a statement savings to another account or to third parties by preauthorized, automatic, telephone, or computer transfers are limited to six per statement cycle. Each transaction in excess of these limits will be charged an Excessive Transfer Fee. Refer to the Schedule of Fees.
2. Fees may apply, refer to the Schedule of Fees for current fee information.