Envision Bank is a Member of the Depositors Insurance Fund (DIF). The DIF is a private, industry-sponsored insurance fund that insures all deposits above FDIC limits at a select number of Massachusetts banks. Each depositor is insured by the FDIC to at least $250,000. All deposits above the FDIC insurance amount are insured by the DIF.
The combination of FDIC and DIF insurance means that as an Envision Bank customer, you have full deposit insurance on all of your deposit accounts. There is no action required on your part to receive this benefit for your deposit accounts.
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