Home loans

We make the home buying experience easy and stress-free with low down payment options, affordable solutions and our experienced loan advisors. And, we specialize in first-time homebuyer programs.

Explore your options

Get an estimate so you’re better informed by using our mortgage and refinancing calculators.

Purchase a home

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Mortgage calculator

What will your home’s monthly payment be? Get an estimate now.

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Home affordability calculator

Find out what you’re able to afford and start planning a home budget.

Buy your first home

It’s an exciting life and financial milestone. Explore what you need to know.

Refinance a mortgage

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Home refinance calculator

Get an estimate on a refinanced loan and see your potential savings.

Put your home’s equity to work

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Home equity line of credit calculator

Find out what your monthly payments could be based on the loan amount you’re looking for, your mortgage, and your home’s market value.

Envision Bank brings you home

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Step 1

Connect with a lending expert

We’ll review your financial picture and home lending needs to determine your financing options. We can get you prequalified for a loan so you can start your home search knowing how much you can afford.

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Step 2

Applying for your loan

Now that you’ve signed the purchase and sales agreement for your home, it’s time to complete your application, and we’ll send you your Loan Estimate to review.

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Step 3

Finalize your personalized loan

We’ll review your application, ensuring it meets all of our guidelines. You’re almost there!

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Step 4

Close your loan

Your loan has been approved and you’re clear to close. It’s time to schedule your closing and get you home sweet home.

Buy or refinance your home with the expertise of our local team

We’re here to help you find the best mortgage or refinancing options that work for your home.


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Mortgage calculators

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Mortgage assistance

Construction loans

Building your dream home? While we can’t make it any easier to pick out your kitchen cabinets, we can take the guesswork out of the borrowing process with our Construction Loan Program. Our team will be with you every step of the way until your new home is complete.

Home equity lines of credit

Purchasing new kitchen cabinetry or updated appliances. A bathroom renovation or an emergency repair to your home’s foundation. If you’re a homeowner, the equity in your home can help you finance a major purchase or project, whatever it may be.

A home equity line of credit is flexible and convenient – you can choose when and how you access your available funds. The money you need at a price you can afford, and the interest you pay may be tax-deductible*. Tap into your line any time, simply by writing a check or making a transfer into your Envision Bank checking account.

* Consult tax advisor for qualifications.

Install the Envision Home Mobile App

We’re here to help you find the best mortgage or refinancing options that work for your home.

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Apply for a mortgage

With some of the best rates and loan options, we’re helping homebuyers find home borrowing solutions to suit their needs.