Minh Cao

Loan Originator

Minh Cao portrait
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I have been a part of the Residential Lending division of Envision Bank for two years. I am XINNIX certified, and I’m a subject matter expert in Mortgage Coach, a tool that can be used via any mobile device to show property-specific loan and pre-qualification information. I work with home buyers in Massachusetts and Rhode Island to find the right mortgage for their situation, but I am especially passionate about working with First Time Home Buyers – be sure to ask me about our special incentives for first time homebuyers including closing cost credits! I’m fluent in both English and Vietnamese and always just a phone call away to assist you with your mortgage needs.

When I’m not assisting buyers with their lending needs, you can find me outdoors hiking or spending time with my family and friends.


"As a first time home buyer, I wanted a mortgage broker that was experienced and knowledgeable. Someone that has been around the business long enough to know the ins and outs, but also someone that I can relate too on a personal level. I'm glad to say that I found that in Minh. From day one, he was able to walk me through the home buying process, going through every minute detail, and taking the time to answer my questions. Many times I called Minh on his cell phone late at night to pick his head about paperwork or numbers that didn't make sense to me. Each time, Minh had no problem taking the time out of his day to address my concerns. For that I am very grateful. I recommend Minh Cao to anyone looking to purchase a house"

"We recently purchased a home in Stoughton. Minh Cao is our mortgage loan officer and Minh helped for us for all the necessary paperwork for the mortgage application. We'd like to mention few words about Minh's skills and help for the processing of our loan application. Since we are the first time home buyers Minh provided all the necessary instructions to prepare the mortgage loan application. Minh is a passionate worker and he answered all our questions promptly by responding either by phone call/text message or by email; he also worked and answered all our questions during out of the business time (during night or weekend) by phone calls or by email. Minh is a hard worker and it's very nice for us to work with him during the whole process of our loan application. He also provided necessary useful and important tips to organize our application. Minh is extremely knowledgeable and solved the problems in a smart way, that helped us to get the loan approved by the Bank. We'd strongly recommend Minh to some our friends if they are planning to buy a home and also we will definitely communicate with him if we plan to do refinancing of our home in the near future."

- Suthakar G. and Smitha S.

"Becoming a first time home buyer can be extremely stressful. I felt completely lost and had no idea where to start when searching for a mortgage lender. During my initial conversation with Minh he explained everything in great detail. He made the complex mortgage approval process seem easy and educated me on any roadblocks that may occur. Minh is cooperative, thorough, and willing to listen and work with you to understand your needs and financial situation. He was available whenever I needed him. I could not imagine going through this process without his guidance and financial advice."

- Amanda I.

"Minh was sensational. I would highly recommend Minh to all of my friends and family. He was a true pleasure to work with."

- Freddie V.