Member FDIC & Member DIF

Concerned about the coronavirus threat to the economy?

Your hard-earned money is safe and sound with us. Your deposits are not only FDIC-insured as we offer an extra layer of protection through the Depositors Insurance Fund. Since the DIF was founded in 1934,  no depositor has ever lost a penny in a bank insured by both the FDIC and the DIF. 

If you bank with other financial institutions, you owe it to yourself to check if DIF insures your deposits.

All DIF member banks are also members of the FDIC. The combination of FDIC and DIF insurance means that as an Envision Bank customer, you have full deposit insurance on all of your deposit accounts. Can your other financial institutions do that for you?

Each depositor is insured by the FDIC to at least $250,000. All deposits above the FDIC insurance amount are insured by the DIF. There is no action required on your part to receive this benefit for your deposit accounts. DIF insurance coverage requires no applications or special forms. Depositors automatically receive this added insurance benefit at no cost whenever they make a deposit to a new or existing account at a DIF member bank.

See the difference at Envision Bank.