Larraine Lencki, Manager

Larraine Lencki headshot
Office Phone:

About Larraine Lencki

My personal mission is to provide you with not only excellent rates, but the high level of service you have a right to expect and deserve.  Envision Bank has a reputation of “Bringing New England Home.”  We have an extremely talented processing and underwriting staff to assist you throughout the entire process of your loan. The diversity of our mortgage programs allows me to offer you a wide variety of products as a solution to your specific situation.

I truly consider it an honor to assist you with your home financing, and vow I will demonstrate integrity and honesty that I believe should be a part of every business transaction.  I want to earn your business, now and in the future.
My goal is to make your mortgage transaction simple, smooth and successful.  Whether you are purchasing or refinancing or building the home of your dreams, I have the ability to design the most cost effective loan product for you.

The following mortgage products are some in which I specialize.

  • Jumbo Loans - Loan amounts in excess of $417,000.
  • Conventional - Standard mortgage financing, offering the most competitive pricing.
  • FHA - Allows you to get in your home with little money down, and is more lenient on credit.
  • VA - Available to veterans, 100% financing.
  • Mass Housing - Low down payment options coupled with a state finance agency
  • New Hampshire Housing – Great rates coupled with a 3% grant towards down payment.
  • Construction - Let me tell you how you can be your own General Contractor – Construction to perm.  
  • USDA Loan - Only available in specific areas. Contact me for details.                                                                                


I would recommend Larraine Lencki to anyone, hands down! I actually ended up recommending her expertise to my best friend after she helped my husband and I purchase our first home together. We were so nervous going into what we thought would be a painful process of getting approved. Larraine made it a breeze. She talked us through every step so we felt confident in our decisions and knew exactly where every penny was going. She went above and beyond her job title answering every question and holding our hands along that way. We are still in contact and will be using her when it is time to upgrade to our forever home. Larraine’s clear communication and expertise is the way to go! Carly L.

Larraine Lencki’s wealth of knowledge, utmost professionalism and sincere honesty made securing a loan a joy. She was always prompt and courteous in responding to even my most minute questions…always putting my mind at ease. Larraine came highly recommended to me…and, in turn, I would highly recommend her to family, friends and colleagues.  Thank you, Larraine…you are special at what you do!!   Donna M.

Larraine was absolutely wonderful to work with.  When we began the process of looking for our first home, we were very unsure of what the process would entail and what we would need to do.  Larraine helped make everything so much easier and was with us every step of the way.  I always felt comfortable going to her with any questions I had and she always took the time to not only answer my questions but make sure I knew exactly what was going on.  I would recommend her to anyone! Chantelle Z.

I first had the pleasure of meeting Larraine 3 years ago.  She helped me find a way to make the impossible, possible.  Larraine is knowledgeable, honest, hardworking, sincere and highly motivate.  If there is something that you want, she will make it happen!!  Larraine has since been the only person we would trust with our mortgage finances and we have worked with her several times, for various endeavors, since our first meeting.  Not only is she our mortgage broker, she has since become a wonderful friend.  Thank you, Larraine!!! Sarah G. and Dwayne P.